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APR Calculator

Estimate a loan's annual percentage rate including upfront fees.

$
$
%
years
Estimated APR
6.695%
note rate 6.5% + $5,000.00 upfront fees
Monthly payment$1,580.17
Net amount received$245,000.00
Total payments$568,861.22
Total financing cost$323,861.22

APR estimate treats upfront fees as paid at closing and assumes fixed monthly payments. Lender rules may treat some costs differently.

About the APR Calculator

Estimate a loan's annual percentage rate including upfront fees.

It runs entirely in your browser — nothing you type is sent to a server — and the result updates as you edit the inputs. Estimates are for educational and informational purposes only; see ourdisclaimer.

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