Finance Calculators
Loans, interest, investing, retirement, and paying off debt.
75 free calculators in this category — all run in your browser.
Mortgage CalculatorEstimate your monthly payment, total interest, and full amortization schedule for a home loan.Loan CalculatorWork out the payment, total cost, and interest on a personal or installment loan.Auto Loan CalculatorPrice a car loan with trade-in, down payment, sales tax, and a payoff date.Compound Interest CalculatorSee how savings and regular contributions grow with daily, monthly, or annual compounding.Investment CalculatorProject an investment's value over time, including what inflation eats away.Retirement CalculatorEstimate your nest egg at retirement and the monthly income it could support.Credit Card Payoff CalculatorSee how long a balance takes to clear and how much interest you'll pay.Debt Payoff CalculatorCompare avalanche vs snowball strategies across up to four debts with a full timeline.Salary CalculatorConvert an annual salary into hourly, weekly, bi-weekly, and daily pay.Mortgage Payoff CalculatorCompare regular payments with extra monthly or lump-sum payments to estimate payoff time and interest saved.Payment CalculatorEstimate a fixed payment for a loan, with flexible payment frequency.Business Loan CalculatorEstimate a business loan payment, total interest, and amortization schedule.Personal Loan CalculatorCalculate payments and total interest for a personal installment loan.Boat Loan CalculatorEstimate boat financing payments, interest, and a complete payoff schedule.Student Loan CalculatorProject student loan payments and total interest over a fixed term.Simple Interest CalculatorCalculate simple interest earned or owed without compounding.Savings CalculatorProject a savings balance from an initial deposit, regular contributions, and interest.CD CalculatorEstimate a certificate of deposit's maturity value and interest.Interest CalculatorEstimate compound interest and ending balance from principal, rate, time, and frequency.Inflation CalculatorEstimate how inflation changes the future cost and purchasing power of money.Currency CalculatorConvert money using an editable exchange rate; no live rate feed is required.ROI CalculatorCalculate investment return, gain or loss, and an annualized comparison.CAGR CalculatorFind compound annual growth from a beginning value, ending value, and time period.Profit Margin CalculatorCalculate profit, gross margin, and cost as a share of revenue.Markup CalculatorAdd a markup to cost and see the selling price and resulting margin.Break-Even CalculatorFind the unit sales and revenue required to cover fixed and variable costs.Commission CalculatorCalculate commission earnings from a sales amount and rate.VAT CalculatorAdd VAT to a net price or extract VAT from a tax-inclusive price.Sales Tax CalculatorAdd sales tax to a price, with an optional pre-tax discount.APY CalculatorConvert a nominal interest rate into annual percentage yield for different compounding schedules.Interest Rate CalculatorEstimate the APR implied by a loan amount, monthly payment, and term.APR CalculatorEstimate a loan's annual percentage rate including upfront fees.Debt-to-Income Ratio CalculatorCalculate housing and total debt-to-income ratios from monthly income and debt payments.House Affordability CalculatorEstimate an affordable purchase price using income, debt, down payment, rate, and target DTI.Rent Affordability CalculatorEstimate a rent budget from income, debt payments, and your chosen income share.Down Payment CalculatorSet a down payment target and see how much more you need to save.Refinance CalculatorCompare current and new mortgage payments, closing costs, and fee break-even time.Rent vs. Buy CalculatorCompare estimated rent outflow with home ownership costs and remaining equity.Budget CalculatorBalance monthly take-home income across essential spending, debt, and savings.401(k) CalculatorProject retirement savings with your contributions and an employer match.IRA CalculatorEstimate long-term IRA growth, contributions, and a simplified after-tax value.Pension CalculatorEstimate a defined-benefit pension from salary, service years, and plan multiplier.Social Security CalculatorExplore a simplified retirement benefit estimate based on indexed earnings and claim age.Depreciation CalculatorCompare straight-line and double-declining depreciation schedules.College Cost CalculatorProject future education costs and estimate the savings gap and monthly target.Annuity CalculatorEstimate the future value or present value of regular annuity payments.Annuity Payout CalculatorEstimate fixed payouts from a balance over a chosen term and frequency.Future Value CalculatorFind what a lump sum may grow to with compound interest.Present Value CalculatorDiscount a future amount back to today's value.IRR CalculatorEstimate an investment's internal rate of return from periodic cash flows.Payback Period CalculatorEstimate how long cumulative cash flows take to recover an investment.Average Return CalculatorCompare arithmetic and compound-average returns across multiple periods.Cash Back vs. Low Interest CalculatorCompare a purchase rebate with a lower financing rate over the loan term.Income Tax CalculatorEstimate U.S. federal income tax by filing status using progressive brackets.Net Worth CalculatorTotal your assets and liabilities to see an overall net worth estimate.Rental Property CalculatorEstimate net operating income, cap rate, debt service, and rental cash flow.HELOC CalculatorEstimate an interest-only draw-period payment and a fixed repayment-period payment.Auto Lease CalculatorEstimate a monthly lease payment from cap cost, residual, term, rate, and tax.Debt Consolidation CalculatorCompare estimated current-debt interest with a fixed-rate consolidation loan.Marriage Tax CalculatorCompare simplified U.S. federal income tax estimates for two single filers and a joint return.Estate Tax CalculatorIllustrate estate tax above a user-entered exemption and marginal rate.FHA Loan CalculatorEstimate an FHA-style payment with editable upfront and annual mortgage insurance assumptions.VA Loan CalculatorEstimate a VA-style mortgage payment with an editable financed funding fee.Paycheck CalculatorEstimate take-home pay from salary, pay frequency, deductions, and withholding assumptions.Amortization CalculatorView a loan's monthly payment, yearly summaries, and downloadable amortization schedule.Repayment CalculatorEstimate a fixed repayment amount, interest cost, and amortization schedule.Home Equity Loan CalculatorEstimate payments and total interest on a fixed-rate home equity loan.UK Mortgage CalculatorEstimate a fixed-rate mortgage payment in pounds sterling using standard amortizing-loan math.Canadian Mortgage CalculatorEstimate Canadian mortgage payments using semi-annual compounding of the nominal rate.Finance CalculatorFind annuity future values or required periodic payments from term and return assumptions.Bond CalculatorEstimate a fixed-coupon bond price, current yield, and nominal return at maturity.Mutual Fund CalculatorProject an investment balance from an initial amount, regular contributions, and assumed return.Roth IRA CalculatorProject Roth IRA balance growth from a current balance, monthly deposits, return, and time.RMD CalculatorEstimate a required minimum distribution from prior year-end balance, birth year, and IRS table factor.Percent Off CalculatorCalculate a sale price and savings from a percentage discount.