Skip to content

House Affordability Calculator

Estimate an affordable purchase price using income, debt, down payment, rate, and target DTI.

$
$
$
%
%
$
Estimated home price
$418,571.15
based on a 36% total DTI target
Affordable loan amount$338,571.15
Down payment$80,000.00
Monthly housing budget$2,740.00
Estimated principal & interest$2,140.00
Other monthly housing costs$600.00

An estimate based on gross income and your chosen debt-to-income target. It excludes closing costs and lender-specific qualification rules.

About the House Affordability Calculator

Estimate an affordable purchase price using income, debt, down payment, rate, and target DTI.

It runs entirely in your browser — nothing you type is sent to a server — and the result updates as you edit the inputs. Estimates are for educational and informational purposes only; see ourdisclaimer.

Common searches

Related calculators

Mortgage CalculatorEstimate your monthly payment, total interest, and full amortization schedule for a home loan.Debt-to-Income Ratio CalculatorCalculate housing and total debt-to-income ratios from monthly income and debt payments.

Browse more inFinancial.