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Debt-to-Income Ratio Calculator

Calculate housing and total debt-to-income ratios from monthly income and debt payments.

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Total debt-to-income
33.1%
Within a commonly used 36% guideline
Housing ratio27.5%
Monthly housing cost$2,200.00
Other monthly debts$450.00
Gross monthly income$8,000.00
Room to 36% total DTI$230.00

Lenders use different DTI calculations and limits. This is an estimate, not a loan approval.

About the Debt-to-Income Ratio Calculator

Calculate housing and total debt-to-income ratios from monthly income and debt payments.

It runs entirely in your browser — nothing you type is sent to a server — and the result updates as you edit the inputs. Estimates are for educational and informational purposes only; see ourdisclaimer.

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