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Personal Loan Calculator

Calculate payments and total interest for a personal installment loan.

$
% APR
years
$
Monthly payment
$326.14
60 payments over 5 years
Remaining balance
$0$2,000$4,000$6,000$8,000$10,000$12,000$14,000Y1Y2Y3Y4Y5
Balance
Amount financed$15,000.00
Total interest$4,568.10
Total of payments$19,568.40
Amortization schedule
#DatePaymentPrincipalInterestBalance
1Oct 2026$326.14$188.64$137.50$14,811.36
2Nov 2026$326.14$190.37$135.77$14,620.99
3Dec 2026$326.14$192.11$134.03$14,428.88
4Jan 2027$326.14$193.88$132.26$14,235.00
5Feb 2027$326.14$195.65$130.49$14,039.35
6Mar 2027$326.14$197.45$128.69$13,841.90
7Apr 2027$326.14$199.26$126.88$13,642.64
8May 2027$326.14$201.08$125.06$13,441.56
9Jun 2027$326.14$202.93$123.21$13,238.63
10Jul 2027$326.14$204.79$121.35$13,033.84
11Aug 2027$326.14$206.66$119.48$12,827.18
12Sep 2027$326.14$208.56$117.58$12,618.62

About the Personal Loan Calculator

Calculate payments and total interest for a personal installment loan.

It runs entirely in your browser — nothing you type is sent to a server — and the result updates as you edit the inputs. Estimates are for educational and informational purposes only; see ourdisclaimer.

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