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HELOC Calculator

Estimate an interest-only draw-period payment and a fixed repayment-period payment.

$
$
%
years
years
Payment during draw period
$566.67
interest-only estimate at the current rate
Available credit$70,000.00
Payment in repayment period$694.26
Interest during draw period (if balance unchanged)$68,000.00
Total repayment-period interest$86,622.06

HELOC rates are variable. Actual minimum payments, draw rules, and fees depend on the lender.

About the HELOC Calculator

Estimate an interest-only draw-period payment and a fixed repayment-period payment.

It runs entirely in your browser — nothing you type is sent to a server — and the result updates as you edit the inputs. Estimates are for educational and informational purposes only; see ourdisclaimer.

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